Health Insurance Exchanges

In 2014, the Affordable Care Act (Obama Care) will become law in The United States and it is designed to get more people health coverage than ever before. In anticipation of this, most states are setting up a health care insurance exchange that will help people find affordable insurance that is in compliance with the law. These proposed exchanges are sometimes called marketplaces so you might hear either term used.

There is still a lot of confusion and uncertainty how such a big program will be carried out and how it will affect different segments of society. As we enter the summer of 2013, some states are doing nothing and refusing to set up their state exchange. Others are well on their way to complying with the law and will be ready by the time 2014 arrives.

To find out what your state is doing and where to find the latest official information, please select your state below:

A New HealthCare System For America

The Affordable Care Act (ACA) is the biggest victory of the Obama Presidency. It was passed by Congress and then signed into law by the President himself in March 2010. The new healthcare law is also known as Making Healthcare More Affordable and ObamaCare but they are all basically the same thing. As a result of the new law, there will be a Federal Health Insurance Exchange set up to serve people who live in states that refuse to set up their own exchanges as the ACA stipulates.

Health care in America is something that is fiercely debated and will be for years to come. The high costs are a concern to everyone as we will all need it at some point in our lives. Insurance companies have made it a mess and many Americans can’t even get insurance, no matter how much they are willing to pay.