Georgia Health Insurance Exchange

* Georgia will NOT have its own Health Insurance Exchange.
* Georgia will NOT expand Medicaid in response to the Affordable Care Act.

A Georgia Health Insurance Exchange Would Be Too Expensive

Citing high costs and his displeasure with a one size fits all system like Obama Care, Governor Nathan Deal rejected having a  health insurance benefit exchange for Georgia. He said the state would support one that was just for small businesses but since the ACA mandates that is must also include individuals, the state has no plans to implement one.

If you live in Georgia you will have to go through the national health benefit marketplace which will open in October 2013. The ACA states that all persons that are at least 18 years old will have to have health insurance. If they are found to not be covered, a fine might result which would be levied by the Internal Revenue Service.

Understandably, many people are concerned about understanding where to get this newly required insurance. The state run exchange is supposed to solve this problem but since it is yet to open, no one knows what prices will be and whether any difficulties ensue.

Aetna Life Insurance Company has withdrawn from the Georgia state exchange and will not be selling any health plans for 2014 through that venue.


No Expanded Medicaid In Georgia

Governor Deal also rejected the opportunity to expand Medicaid under the APA. Costs were again the reason and his distrust that the U.S. government which is 17 trillion dollars in debt would hold up its end of the bargain. The bulk of funding an expanded Medicaid program would then fall on the state and that is a road the governor doesn’t want to go down.

Georgia’s negative position on both issues are the same a many other states run by Republican governors and legislators. There is much doubt that the Affordable Care Act is sustainable and adding to the countries debt is something they want to steer clear of.