Nevada Health Insurance Exchange

* Nevada WILL have a state health insurance exchange / marketplace.
* Nevada WILL get expanded Medicaid in accordance with the Affordable Care Act.

The Silver State Health Insurance Exchange

People in Nevada starting October 1, 2013 will be able to shop for health coverage insurance on their own state exchange called the Nevada Health Link. It has been in the planning stages since 2011. Both small business and individual insurance policies will be listed there with the hope of drastically reducing the uninsured in Nevada. As of July 28, 2013, four insurance carriers (Anthem, Nevada Health Co-op, Saint Mary’s and Health Plan of Nevada) have all shown interest in offering plans on the exchange.

Nevada has been granted $8.2 million dollars in federal monies to market the exchange and make people aware that the new marketplace exists.

It will become law in all states starting in 2014 that you have to carry health insurance if you are over 18 years of age. The Nevada Health Link Exchange was built so that people would have a reliable place to go to view real insurance plans that they can purchase at affordable prices. It is hoped that the insurance companies will pay for a big part of the cost of operating the exchange.


Nevada Medicaid Expansion

Governor Sandoval has decided that Nevada will join the ranks of the states that are going forward with Medicaid expansion. The ACA hopes to get more people on health insurance by targeting lower income families and making Medicaid affordable to them. Sandoval is one of the few Republican governors to back the expansion and opponents are fearful that it will cost the state to many dollars in the long run.