West Virginia Health Insurance Exchange

* West Virginia WILL have a partnership health insurance exchange.
* West Virginia is UNDECIDED on whether to expand Medicaid.

The West Virginia Partnership Health Insurance Exchange

Although originally intending to start their own exchange, Governor Ray Tomblin has announced that high costs would prevent the state from doing so. Opting to go with a partnership exchange will allow West Virginia to have more control over certain aspects of the health care process than they would if they had chosen to go solely with the Federal exchange.

People who live in West Virginia should be able to start searching for health care plans starting on October 1, 2013 by going to healthcare.gov. The plans that are offered will all go into effect in January 2014 when Obama Care goes live. Starting in 2014 it will be illegal for anyone who is 18 years or older not to have health insurance. Failure to comply with this law could result in monetary penalties levied from the IRS.





Expanded Medicaid In West Virginia: YES!

Part of Obama’s Affordable Care Act is the expanded Medicaid option. Because of a Supreme Court ruling, every state must choose whether they will make Medicaid bigger and thus insuring more people for health Care.

Many states have chosen not to go through with the expansion because of higher costs in years to come that state taxpayers will be responsible for. However, Governor Ray Tomblin has stated that expanding Medicaid is the responsible thing to do and tens of thousands of people would be covered because of it. But as of July 15, 2013 no final decision has been made by the state as they continue to wait for reports on the viability of expanding Medicaid insurance.